We work with over 160 companies to find you the best rates possible on your auto insurance. If you have a ticket, accident or DUI finding the best price can seem hard. When you need Cheap Car Insurance call us in California, we're here to help.

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Explaining what is Car Insurance?

A car insurance policy is a contract between the policyholder, usually the car’s owner (we can insure a vehicle even if you don’t own the vehicle), and the insurance provider. The insurer agrees to protect the policyholder against financial losses outlined within the policy.

As a policyholder, you are need to know your premiums, coverages, exclusions, and payments. The premiums are what you pay to keep the policy active. Coverages are those conditions outlined on the Declaration page in the policy, What your insurance company will payout. Exclusions are special cases that will nullify your policy, like “no business use” or excluded drivers (to name a few) preventing you from receiving payouts.

The policy is usually set for a term of 6 or 12 months, where the insured pays in full or monthly premiums payments to keep the policy enforced. If the insured stops paying premiums, the insurance provider will stop coverage immediately.

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WHY On TheSpot Insurance is the best choice for Car insurance?

When you're looking for Cheap Auto Insurance in El Cajon, CA, it can feel overwhelming to find a company that can really help getting the best insurance company for you and your budget. That's where we come in. At On the Spot, we understand that choosing the best insurance policy is a process that takes time and research. Let our team help you find the best possible rates for your Vehicles. Here are a few more reasons to consider working with us.

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“Paying the lowest price for Car Insurance?”

Every driver has one thing in common: they would like to paying less for their Car Insurance.

Shopping is the best way to find savings. That is where On The Spot Insurance comes in. By comparing auto insurance rates from over 100 carriers. We help you get the affordable car insurance you need.

If you’re looking for Cheap Car Insurance in El Cajon, Ca. you have found the right place! We do all the work so you can sit back and enjoy those savings.

Call today for a free quote 619-596-7722

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We were established in 2006. We have 25 years of experience.

"Charles helped me with a great deal with Insurance for my car and my SR-22. Thanks, buddy!"

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